Car accidents can be traumatic, and the situation can get even more stressful if there’s a chance you were responsible for causing the crash.
It can be embarrassing and stressful to deal with a situation where a momentary mistake or lapse in judgment caused harm to someone else. You might also face immediate responsibilities like covering damages, dealing with potential injuries, and navigating interactions with insurance companies.
Being at fault means you can be held liable for the other party’s medical expenses, property damage, and even lost wages if they are unable to work due to the accident.
However, depending on the facts of your case, you may still be able to recover a portion of the costs associated with the crash.
If you need help recovering compensation after a car accident, the St. Louis personal injury attorneys at Niemeyer, Grebel and Kruse are here to help. Call our office at 314-241-1919 to schedule a free case review.
What To Do After A Car Accident
The steps you take afer a car accident can have a significant impact on future outcomes. Below is a list of the steps you should take after a car accident.
- Stop your vehicle and remain at the scene of the accident. If possible, move your vehicle to the side of the road.
- Check yourself and any passengers for injuries.
- Call law enforcement (911 if there’s an emergency) and notify them of any injuries.
- Do not admit any fault or apologize for the accident.
- Exchange insurance information with the other driver.
- If you’re able, collect as much information as you can at the scene. Take lots of photos, talk to witnesses.
- After the accident, contact your insurance company to file a claim.
How Do They Determine Who Was At Fault?
Fault in a car accident is determined by examining evidence, comparing this against traffic laws and assessing statements from everyone involved.
Police officers at the scene investigate by reviewing the damage, interviewing witnesses and noting any traffic violations. They compile these findings into a police report, which often indicates who they believe is at fault.
Insurance companies then conduct their own investigations, analyzing the police report, photos, witness statements and other evidence.
If disputes arise or the damages are substantial, the case may go to court, where a judge or jury will make the final determination based on the available evidence and expert testimony.
What Happens If You Are Found At Fault?
Missouri is a comparative negligence state, which means that both drivers can be considered at fault if it appears that they were both responsible for the accident, to some degree.
The damages that you are responsible for will depend on your determined percentage of fault.
If you are found at fault, your financial responsibility will correspond to the percentage of fault assigned to you. For example, if you are found to be 60% at fault, you will be responsible for covering 60% of the other party’s damages, including medical expenses, property damage and lost wages.
The remaining 40% of damages, which you are not responsible for, could potentially be recovered from the other driver if they were partially at fault.
This comparative negligence system can help reduce your financial burden, but it also means you could face higher insurance premiums and possible legal consequences.
What Are Your Legal Rights If You Are At Fault?
Even if you are found at fault for a car accident, you still have legal rights that protect you from unfair treatment and ensure a fair process.
If you disagree with the outcome of an insurance claim or court ruling regarding fault or damages, you have the right to appeal the decision. This process allows for a review of the evidence and the opportunity to correct any errors in the initial determination.
As well, you always have the right to consult with an attorney to protect your interests.
This blog post talks broadly about concepts in the Missouri legal system, but an experienced attorney can review your specific situation, help you understand your rights, negotiate with insurance companies and represent you in court if necessary.
They can also help ensure that your percentage of fault is accurately determined and that any settlement or judgment is fair.
Get Legal Help From St. Louis Car Accident Attorneys
At the law offices of Niemeyer, Grebel and Kruse, our team of experienced car accident attorneys can keep you informed of your rights and legal options.
Whether you’re navigating an insurance dispute or preparing for court, we are here to assist you. Call today to request a free consultation 314-241-1919.
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